Pursuant to Article 2, section 1 of Act number 492/2009 Coll. on Payment Services with wording effective from January 13th, 2018
c)
execution of payment transactions, including transfers of funds from or to a payment account with the user’s payment service provider or with another payment service provider
1.
by credit transfer;
2.
through a payment card or another payment instrument;
3.
by direct debit;
d)
execution of payment transactions with funds covered by a credit for a payment service user
1.
in the form of an authorised overdraft on the payment account, namely
1a.
by credit transfer;
1b.
through a payment card or another payment instrument;
1c.
by direct debit;
2.
in form of a credit facility through a payment card or another payment instrument
According to the Annexes to the Directives on payment services in the internal market:
According to the Annex to the Directive 2015/2366/EU on payment services in the internal market
3.
Execution of payment transactions, including transfers of funds on a payment account with the user’s payment service provider or with another payment service provider:
a)
execution of direct debits, including one-off direct debits;
b)
execution of payment transactions through a payment card or a similar device;
c)
execution of credit transfers, including standing orders.
4.
Execution of payment transactions where the funds are covered by a credit line for a payment service user:
a)
execution of direct debits, including one-off direct debits;
b)
execution of payment transactions through a payment card or a similar device;
c)
execution of credit transfers, including standing orders.
the provision of credit for a maximum period of 12 months and exclusively in connection with the payment service referred to in point 4.
5.
issuing of payment instruments
acquiring of payment transactions
7.
Payment initiation services
Annex of Directive 2007/64/ES on payment services in the internal market:
3.
Execution of payment transactions, including transfers of funds on a payment account with the user’s payment service provider or with another payment service provider:
-
execution of direct debits, including one-off direct debits,
-
execution of payment transactions through a payment card or a similar device,
-
execution of credit transfers, including standing orders.
According to the Annexes to the Directives on payment services in the internal market:
According to the Annex to the Directive 2015/2366/EU on payment services in the internal market
3.
Execution of payment transactions, including transfers of funds on a payment account with the user’s payment service provider or with another payment service provider:
a)
execution of direct debits, including one-off direct debits;
b)
execution of payment transactions through a payment card or a similar device;
c)
execution of credit transfers, including standing orders.
4.
Execution of payment transactions where the funds are covered by a credit line for a payment service user:
a)
execution of direct debits, including one-off direct debits;
b)
execution of payment transactions through a payment card or a similar device;
c)
execution of credit transfers, including standing orders.
the provision of credit for a maximum period of 12 months and exclusively in connection with the payment service referred to in point 4.
5.
issuing of payment instruments
acquiring of payment transactions
7.
Payment initiation services
Annex of Directive 2007/64/ES on payment services in the internal market:
3.
Execution of payment transactions, including transfers of funds on a payment account with the user’s payment service provider or with another payment service provider:
-
execution of direct debits, including one-off direct debits,
-
execution of payment transactions through a payment card or a similar device,
-
execution of credit transfers, including standing orders.
4.
Execution of payment transactions where the funds are covered by a credit line for a payment service user:
-
execution of direct debits, including one-off direct debits,
-
execution of payment transactions through a payment card or a similar device,
-
execution of credit transfers, including standing orders.
According to the Annexes to the Directives on payment services in the internal market:
According to the Annex to the Directive 2015/2366/EU on payment services in the internal market
3.
Execution of payment transactions, including transfers of funds on a payment account with the user’s payment service provider or with another payment service provider:
a)
execution of direct debits, including one-off direct debits;
b)
execution of payment transactions through a payment card or a similar device;
c)
execution of credit transfers, including standing orders.
4.
Execution of payment transactions where the funds are covered by a credit line for a payment service user:
a)
execution of direct debits, including one-off direct debits;
b)
execution of payment transactions through a payment card or a similar device;
c)
execution of credit transfers, including standing orders.
the provision of credit for a maximum period of 12 months and exclusively in connection with the payment service referred to in point 4.
5.
issuing of payment instruments
acquiring of payment transactions
7.
Payment initiation services
Annex of Directive 2007/64/ES on payment services in the internal market:
3.
Execution of payment transactions, including transfers of funds on a payment account with the user’s payment service provider or with another payment service provider:
-
execution of direct debits, including one-off direct debits,
-
execution of payment transactions through a payment card or a similar device,
-
execution of credit transfers, including standing orders.
According to the Annexes to the Directives on payment services in the internal market:
According to the Annex to the Directive 2015/2366/EU on payment services in the internal market
3.
Execution of payment transactions, including transfers of funds on a payment account with the user’s payment service provider or with another payment service provider:
a)
execution of direct debits, including one-off direct debits;
b)
execution of payment transactions through a payment card or a similar device;
c)
execution of credit transfers, including standing orders.
4.
Execution of payment transactions where the funds are covered by a credit line for a payment service user:
a)
execution of direct debits, including one-off direct debits;
b)
execution of payment transactions through a payment card or a similar device;
c)
execution of credit transfers, including standing orders.
the provision of credit for a maximum period of 12 months and exclusively in connection with the payment service referred to in point 4.
5.
issuing of payment instruments
acquiring of payment transactions
7.
Payment initiation services
Annex of Directive 2007/64/ES on payment services in the internal market:
3.
Execution of payment transactions, including transfers of funds on a payment account with the user’s payment service provider or with another payment service provider:
-
execution of direct debits, including one-off direct debits,
-
execution of payment transactions through a payment card or a similar device,
-
execution of credit transfers, including standing orders.
According to the Annexes to the Directives on payment services in the internal market:
According to the Annex to the Directive 2015/2366/EU on payment services in the internal market
3.
Execution of payment transactions, including transfers of funds on a payment account with the user’s payment service provider or with another payment service provider:
a)
execution of direct debits, including one-off direct debits;
b)
execution of payment transactions through a payment card or a similar device;
c)
execution of credit transfers, including standing orders.
4.
Execution of payment transactions where the funds are covered by a credit line for a payment service user:
a)
execution of direct debits, including one-off direct debits;
b)
execution of payment transactions through a payment card or a similar device;
c)
execution of credit transfers, including standing orders.
the provision of credit for a maximum period of 12 months and exclusively in connection with the payment service referred to in point 4.
5.
issuing of payment instruments
acquiring of payment transactions
7.
Payment initiation services
Annex of Directive 2007/64/ES on payment services in the internal market:
3.
Execution of payment transactions, including transfers of funds on a payment account with the user’s payment service provider or with another payment service provider:
-
execution of direct debits, including one-off direct debits,
-
execution of payment transactions through a payment card or a similar device,
-
execution of credit transfers, including standing orders.
According to the Annexes to the Directives on payment services in the internal market:
According to the Annex to the Directive 2015/2366/EU on payment services in the internal market
3.
Execution of payment transactions, including transfers of funds on a payment account with the user’s payment service provider or with another payment service provider:
a)
execution of direct debits, including one-off direct debits;
b)
execution of payment transactions through a payment card or a similar device;
c)
execution of credit transfers, including standing orders.
4.
Execution of payment transactions where the funds are covered by a credit line for a payment service user:
a)
execution of direct debits, including one-off direct debits;
b)
execution of payment transactions through a payment card or a similar device;
c)
execution of credit transfers, including standing orders.
the provision of credit for a maximum period of 12 months and exclusively in connection with the payment service referred to in point 4.
5.
issuing of payment instruments
acquiring of payment transactions
7.
Payment initiation services
Annex of Directive 2007/64/ES on payment services in the internal market:
3.
Execution of payment transactions, including transfers of funds on a payment account with the user’s payment service provider or with another payment service provider:
-
execution of direct debits, including one-off direct debits,
-
execution of payment transactions through a payment card or a similar device,
-
execution of credit transfers, including standing orders.
According to the Annexes to the Directives on payment services in the internal market:
According to the Annex to the Directive 2015/2366/EU on payment services in the internal market
3.
Execution of payment transactions, including transfers of funds on a payment account with the user’s payment service provider or with another payment service provider:
a)
execution of direct debits, including one-off direct debits;
b)
execution of payment transactions through a payment card or a similar device;
c)
execution of credit transfers, including standing orders.
4.
Execution of payment transactions where the funds are covered by a credit line for a payment service user:
a)
execution of direct debits, including one-off direct debits;
b)
execution of payment transactions through a payment card or a similar device;
c)
execution of credit transfers, including standing orders.
the provision of credit for a maximum period of 12 months and exclusively in connection with the payment service referred to in point 4.
5.
issuing of payment instruments
acquiring of payment transactions
7.
Payment initiation services
Annex of Directive 2007/64/ES on payment services in the internal market:
3.
Execution of payment transactions, including transfers of funds on a payment account with the user’s payment service provider or with another payment service provider:
-
execution of direct debits, including one-off direct debits,
-
execution of payment transactions through a payment card or a similar device,
-
execution of credit transfers, including standing orders.
According to the Annexes to the Directives on payment services in the internal market:
According to the Annex to the Directive 2015/2366/EU on payment services in the internal market
3.
Execution of payment transactions, including transfers of funds on a payment account with the user’s payment service provider or with another payment service provider:
a)
execution of direct debits, including one-off direct debits;
b)
execution of payment transactions through a payment card or a similar device;
c)
execution of credit transfers, including standing orders.
4.
Execution of payment transactions where the funds are covered by a credit line for a payment service user:
a)
execution of direct debits, including one-off direct debits;
b)
execution of payment transactions through a payment card or a similar device;
c)
execution of credit transfers, including standing orders.
the provision of credit for a maximum period of 12 months and exclusively in connection with the payment service referred to in point 4.
5.
issuing of payment instruments
acquiring of payment transactions
7.
Payment initiation services
Annex of Directive 2007/64/ES on payment services in the internal market:
3.
Execution of payment transactions, including transfers of funds on a payment account with the user’s payment service provider or with another payment service provider:
-
execution of direct debits, including one-off direct debits,
-
execution of payment transactions through a payment card or a similar device,
-
execution of credit transfers, including standing orders.
According to the Annexes to the Directives on payment services in the internal market:
According to the Annex to the Directive 2015/2366/EU on payment services in the internal market
3.
Execution of payment transactions, including transfers of funds on a payment account with the user’s payment service provider or with another payment service provider:
a)
execution of direct debits, including one-off direct debits;
b)
execution of payment transactions through a payment card or a similar device;
c)
execution of credit transfers, including standing orders.
4.
Execution of payment transactions where the funds are covered by a credit line for a payment service user:
a)
execution of direct debits, including one-off direct debits;
b)
execution of payment transactions through a payment card or a similar device;
c)
execution of credit transfers, including standing orders.
the provision of credit for a maximum period of 12 months and exclusively in connection with the payment service referred to in point 4.
5.
issuing of payment instruments
acquiring of payment transactions
7.
Payment initiation services
Annex of Directive 2007/64/ES on payment services in the internal market:
3.
Execution of payment transactions, including transfers of funds on a payment account with the user’s payment service provider or with another payment service provider:
-
execution of direct debits, including one-off direct debits,
-
execution of payment transactions through a payment card or a similar device,
-
execution of credit transfers, including standing orders.
According to the Annexes to the Directives on payment services in the internal market:
According to the Annex to the Directive 2015/2366/EU on payment services in the internal market
3.
Execution of payment transactions, including transfers of funds on a payment account with the user’s payment service provider or with another payment service provider:
a)
execution of direct debits, including one-off direct debits;
b)
execution of payment transactions through a payment card or a similar device;
c)
execution of credit transfers, including standing orders.
4.
Execution of payment transactions where the funds are covered by a credit line for a payment service user:
a)
execution of direct debits, including one-off direct debits;
b)
execution of payment transactions through a payment card or a similar device;
c)
execution of credit transfers, including standing orders.
the provision of credit for a maximum period of 12 months and exclusively in connection with the payment service referred to in point 4.
5.
issuing of payment instruments
acquiring of payment transactions
7.
Payment initiation services
Annex of Directive 2007/64/ES on payment services in the internal market:
3.
Execution of payment transactions, including transfers of funds on a payment account with the user’s payment service provider or with another payment service provider:
-
execution of direct debits, including one-off direct debits,
-
execution of payment transactions through a payment card or a similar device,
-
execution of credit transfers, including standing orders.
According to the Annexes to the Directives on payment services in the internal market:
According to the Annex to the Directive 2015/2366/EU on payment services in the internal market
3.
Execution of payment transactions, including transfers of funds on a payment account with the user’s payment service provider or with another payment service provider:
a)
execution of direct debits, including one-off direct debits;
b)
execution of payment transactions through a payment card or a similar device;
c)
execution of credit transfers, including standing orders.
4.
Execution of payment transactions where the funds are covered by a credit line for a payment service user:
a)
execution of direct debits, including one-off direct debits;
b)
execution of payment transactions through a payment card or a similar device;
c)
execution of credit transfers, including standing orders.
the provision of credit for a maximum period of 12 months and exclusively in connection with the payment service referred to in point 4.
5.
issuing of payment instruments
acquiring of payment transactions
7.
Payment initiation services
Annex of Directive 2007/64/ES on payment services in the internal market:
3.
Execution of payment transactions, including transfers of funds on a payment account with the user’s payment service provider or with another payment service provider:
-
execution of direct debits, including one-off direct debits,
-
execution of payment transactions through a payment card or a similar device,
-
execution of credit transfers, including standing orders.
According to the Annexes to the Directives on payment services in the internal market:
According to the Annex to the Directive 2015/2366/EU on payment services in the internal market
3.
Execution of payment transactions, including transfers of funds on a payment account with the user’s payment service provider or with another payment service provider:
a)
execution of direct debits, including one-off direct debits;
b)
execution of payment transactions through a payment card or a similar device;
c)
execution of credit transfers, including standing orders.
4.
Execution of payment transactions where the funds are covered by a credit line for a payment service user:
a)
execution of direct debits, including one-off direct debits;
b)
execution of payment transactions through a payment card or a similar device;
c)
execution of credit transfers, including standing orders.
the provision of credit for a maximum period of 12 months and exclusively in connection with the payment service referred to in point 4.
5.
issuing of payment instruments
acquiring of payment transactions
7.
Payment initiation services
Annex of Directive 2007/64/ES on payment services in the internal market:
3.
Execution of payment transactions, including transfers of funds on a payment account with the user’s payment service provider or with another payment service provider:
-
execution of direct debits, including one-off direct debits,
-
execution of payment transactions through a payment card or a similar device,
-
execution of credit transfers, including standing orders.
According to the Annexes to the Directives on payment services in the internal market:
According to the Annex to the Directive 2015/2366/EU on payment services in the internal market
3.
Execution of payment transactions, including transfers of funds on a payment account with the user’s payment service provider or with another payment service provider:
a)
execution of direct debits, including one-off direct debits;
b)
execution of payment transactions through a payment card or a similar device;
c)
execution of credit transfers, including standing orders.
4.
Execution of payment transactions where the funds are covered by a credit line for a payment service user:
a)
execution of direct debits, including one-off direct debits;
b)
execution of payment transactions through a payment card or a similar device;
c)
execution of credit transfers, including standing orders.
the provision of credit for a maximum period of 12 months and exclusively in connection with the payment service referred to in point 4.
5.
issuing of payment instruments
acquiring of payment transactions
7.
Payment initiation services
Annex of Directive 2007/64/ES on payment services in the internal market:
3.
Execution of payment transactions, including transfers of funds on a payment account with the user’s payment service provider or with another payment service provider:
-
execution of direct debits, including one-off direct debits,
-
execution of payment transactions through a payment card or a similar device,
-
execution of credit transfers, including standing orders.
According to the Annexes to the Directives on payment services in the internal market:
According to the Annex to the Directive 2015/2366/EU on payment services in the internal market
3.
Execution of payment transactions, including transfers of funds on a payment account with the user’s payment service provider or with another payment service provider:
a)
execution of direct debits, including one-off direct debits;
b)
execution of payment transactions through a payment card or a similar device;
c)
execution of credit transfers, including standing orders.
4.
Execution of payment transactions where the funds are covered by a credit line for a payment service user:
a)
execution of direct debits, including one-off direct debits;
b)
execution of payment transactions through a payment card or a similar device;
c)
execution of credit transfers, including standing orders.
the provision of credit for a maximum period of 12 months and exclusively in connection with the payment service referred to in point 4.
5.
issuing of payment instruments
acquiring of payment transactions
7.
Payment initiation services
Annex of Directive 2007/64/ES on payment services in the internal market:
3.
Execution of payment transactions, including transfers of funds on a payment account with the user’s payment service provider or with another payment service provider:
-
execution of direct debits, including one-off direct debits,
-
execution of payment transactions through a payment card or a similar device,
-
execution of credit transfers, including standing orders.
According to the Annexes to the Directives on payment services in the internal market:
According to the Annex to the Directive 2015/2366/EU on payment services in the internal market
3.
Execution of payment transactions, including transfers of funds on a payment account with the user’s payment service provider or with another payment service provider:
a)
execution of direct debits, including one-off direct debits;
b)
execution of payment transactions through a payment card or a similar device;
c)
execution of credit transfers, including standing orders.
4.
Execution of payment transactions where the funds are covered by a credit line for a payment service user:
a)
execution of direct debits, including one-off direct debits;
b)
execution of payment transactions through a payment card or a similar device;
c)
execution of credit transfers, including standing orders.
the provision of credit for a maximum period of 12 months and exclusively in connection with the payment service referred to in point 4.
5.
issuing of payment instruments
acquiring of payment transactions
7.
Payment initiation services
Annex of Directive 2007/64/ES on payment services in the internal market:
3.
Execution of payment transactions, including transfers of funds on a payment account with the user’s payment service provider or with another payment service provider:
-
execution of direct debits, including one-off direct debits,
-
execution of payment transactions through a payment card or a similar device,
-
execution of credit transfers, including standing orders.
According to the Annexes to the Directives on payment services in the internal market:
According to the Annex to the Directive 2015/2366/EU on payment services in the internal market
3.
Execution of payment transactions, including transfers of funds on a payment account with the user’s payment service provider or with another payment service provider:
a)
execution of direct debits, including one-off direct debits;
b)
execution of payment transactions through a payment card or a similar device;
c)
execution of credit transfers, including standing orders.
4.
Execution of payment transactions where the funds are covered by a credit line for a payment service user:
a)
execution of direct debits, including one-off direct debits;
b)
execution of payment transactions through a payment card or a similar device;
c)
execution of credit transfers, including standing orders.
the provision of credit for a maximum period of 12 months and exclusively in connection with the payment service referred to in point 4.
5.
issuing of payment instruments
acquiring of payment transactions
7.
Payment initiation services
Annex of Directive 2007/64/ES on payment services in the internal market:
3.
Execution of payment transactions, including transfers of funds on a payment account with the user’s payment service provider or with another payment service provider:
-
execution of direct debits, including one-off direct debits,
-
execution of payment transactions through a payment card or a similar device,
-
execution of credit transfers, including standing orders.
According to the Annexes to the Directives on payment services in the internal market:
According to the Annex to the Directive 2015/2366/EU on payment services in the internal market
3.
Execution of payment transactions, including transfers of funds on a payment account with the user’s payment service provider or with another payment service provider:
a)
execution of direct debits, including one-off direct debits;
b)
execution of payment transactions through a payment card or a similar device;
c)
execution of credit transfers, including standing orders.
4.
Execution of payment transactions where the funds are covered by a credit line for a payment service user:
a)
execution of direct debits, including one-off direct debits;
b)
execution of payment transactions through a payment card or a similar device;
c)
execution of credit transfers, including standing orders.
the provision of credit for a maximum period of 12 months and exclusively in connection with the payment service referred to in point 4.
5.
issuing of payment instruments
acquiring of payment transactions
7.
Payment initiation services
Annex of Directive 2007/64/ES on payment services in the internal market:
3.
Execution of payment transactions, including transfers of funds on a payment account with the user’s payment service provider or with another payment service provider:
-
execution of direct debits, including one-off direct debits,
-
execution of payment transactions through a payment card or a similar device,
-
execution of credit transfers, including standing orders.
According to the Annexes to the Directives on payment services in the internal market:
According to the Annex to the Directive 2015/2366/EU on payment services in the internal market
3.
Execution of payment transactions, including transfers of funds on a payment account with the user’s payment service provider or with another payment service provider:
a)
execution of direct debits, including one-off direct debits;
b)
execution of payment transactions through a payment card or a similar device;
c)
execution of credit transfers, including standing orders.
4.
Execution of payment transactions where the funds are covered by a credit line for a payment service user:
a)
execution of direct debits, including one-off direct debits;
b)
execution of payment transactions through a payment card or a similar device;
c)
execution of credit transfers, including standing orders.
the provision of credit for a maximum period of 12 months and exclusively in connection with the payment service referred to in point 4.
5.
issuing of payment instruments
acquiring of payment transactions
7.
Payment initiation services
Annex of Directive 2007/64/ES on payment services in the internal market:
3.
Execution of payment transactions, including transfers of funds on a payment account with the user’s payment service provider or with another payment service provider:
-
execution of direct debits, including one-off direct debits,
-
execution of payment transactions through a payment card or a similar device,
-
execution of credit transfers, including standing orders.
According to the Annexes to the Directives on payment services in the internal market:
According to the Annex to the Directive 2015/2366/EU on payment services in the internal market
3.
Execution of payment transactions, including transfers of funds on a payment account with the user’s payment service provider or with another payment service provider:
a)
execution of direct debits, including one-off direct debits;
b)
execution of payment transactions through a payment card or a similar device;
c)
execution of credit transfers, including standing orders.
4.
Execution of payment transactions where the funds are covered by a credit line for a payment service user:
a)
execution of direct debits, including one-off direct debits;
b)
execution of payment transactions through a payment card or a similar device;
c)
execution of credit transfers, including standing orders.
the provision of credit for a maximum period of 12 months and exclusively in connection with the payment service referred to in point 4.
5.
issuing of payment instruments
acquiring of payment transactions
7.
Payment initiation services
Annex of Directive 2007/64/ES on payment services in the internal market:
3.
Execution of payment transactions, including transfers of funds on a payment account with the user’s payment service provider or with another payment service provider:
-
execution of direct debits, including one-off direct debits,
-
execution of payment transactions through a payment card or a similar device,
-
execution of credit transfers, including standing orders.
According to the Annexes to the Directives on payment services in the internal market:
According to the Annex to the Directive 2015/2366/EU on payment services in the internal market
3.
Execution of payment transactions, including transfers of funds on a payment account with the user’s payment service provider or with another payment service provider:
a)
execution of direct debits, including one-off direct debits;
b)
execution of payment transactions through a payment card or a similar device;
c)
execution of credit transfers, including standing orders.
4.
Execution of payment transactions where the funds are covered by a credit line for a payment service user:
a)
execution of direct debits, including one-off direct debits;
b)
execution of payment transactions through a payment card or a similar device;
c)
execution of credit transfers, including standing orders.
the provision of credit for a maximum period of 12 months and exclusively in connection with the payment service referred to in point 4.
5.
issuing of payment instruments
acquiring of payment transactions
7.
Payment initiation services
Annex of Directive 2007/64/ES on payment services in the internal market:
3.
Execution of payment transactions, including transfers of funds on a payment account with the user’s payment service provider or with another payment service provider:
-
execution of direct debits, including one-off direct debits,
-
execution of payment transactions through a payment card or a similar device,
-
execution of credit transfers, including standing orders.
According to the Annexes to the Directives on payment services in the internal market:
According to the Annex to the Directive 2015/2366/EU on payment services in the internal market
3.
Execution of payment transactions, including transfers of funds on a payment account with the user’s payment service provider or with another payment service provider:
a)
execution of direct debits, including one-off direct debits;
b)
execution of payment transactions through a payment card or a similar device;
c)
execution of credit transfers, including standing orders.
4.
Execution of payment transactions where the funds are covered by a credit line for a payment service user:
a)
execution of direct debits, including one-off direct debits;
b)
execution of payment transactions through a payment card or a similar device;
c)
execution of credit transfers, including standing orders.
the provision of credit for a maximum period of 12 months and exclusively in connection with the payment service referred to in point 4.
5.
issuing of payment instruments
acquiring of payment transactions
7.
Payment initiation services
Annex of Directive 2007/64/ES on payment services in the internal market:
3.
Execution of payment transactions, including transfers of funds on a payment account with the user’s payment service provider or with another payment service provider:
-
execution of direct debits, including one-off direct debits,
-
execution of payment transactions through a payment card or a similar device,
-
execution of credit transfers, including standing orders.
According to the Annexes to the Directives on payment services in the internal market:
According to the Annex to the Directive 2015/2366/EU on payment services in the internal market
3.
Execution of payment transactions, including transfers of funds on a payment account with the user’s payment service provider or with another payment service provider:
a)
execution of direct debits, including one-off direct debits;
b)
execution of payment transactions through a payment card or a similar device;
c)
execution of credit transfers, including standing orders.
4.
Execution of payment transactions where the funds are covered by a credit line for a payment service user:
a)
execution of direct debits, including one-off direct debits;
b)
execution of payment transactions through a payment card or a similar device;
c)
execution of credit transfers, including standing orders.
the provision of credit for a maximum period of 12 months and exclusively in connection with the payment service referred to in point 4.
5.
issuing of payment instruments
acquiring of payment transactions
7.
Payment initiation services
Annex of Directive 2007/64/ES on payment services in the internal market:
3.
Execution of payment transactions, including transfers of funds on a payment account with the user’s payment service provider or with another payment service provider:
-
execution of direct debits, including one-off direct debits,
-
execution of payment transactions through a payment card or a similar device,
-
execution of credit transfers, including standing orders.
According to the Annexes to the Directives on payment services in the internal market:
According to the Annex to the Directive 2015/2366/EU on payment services in the internal market
3.
Execution of payment transactions, including transfers of funds on a payment account with the user’s payment service provider or with another payment service provider:
a)
execution of direct debits, including one-off direct debits;
b)
execution of payment transactions through a payment card or a similar device;
c)
execution of credit transfers, including standing orders.
4.
Execution of payment transactions where the funds are covered by a credit line for a payment service user:
a)
execution of direct debits, including one-off direct debits;
b)
execution of payment transactions through a payment card or a similar device;
c)
execution of credit transfers, including standing orders.
the provision of credit for a maximum period of 12 months and exclusively in connection with the payment service referred to in point 4.
5.
issuing of payment instruments
acquiring of payment transactions
7.
Payment initiation services
Annex of Directive 2007/64/ES on payment services in the internal market:
3.
Execution of payment transactions, including transfers of funds on a payment account with the user’s payment service provider or with another payment service provider:
-
execution of direct debits, including one-off direct debits,
-
execution of payment transactions through a payment card or a similar device,
-
execution of credit transfers, including standing orders.
According to the Annexes to the Directives on payment services in the internal market:
According to the Annex to the Directive 2015/2366/EU on payment services in the internal market
3.
Execution of payment transactions, including transfers of funds on a payment account with the user’s payment service provider or with another payment service provider:
a)
execution of direct debits, including one-off direct debits;
b)
execution of payment transactions through a payment card or a similar device;
c)
execution of credit transfers, including standing orders.
4.
Execution of payment transactions where the funds are covered by a credit line for a payment service user:
a)
execution of direct debits, including one-off direct debits;
b)
execution of payment transactions through a payment card or a similar device;
c)
execution of credit transfers, including standing orders.
the provision of credit for a maximum period of 12 months and exclusively in connection with the payment service referred to in point 4.
5.
issuing of payment instruments
acquiring of payment transactions
7.
Payment initiation services
Annex of Directive 2007/64/ES on payment services in the internal market:
3.
Execution of payment transactions, including transfers of funds on a payment account with the user’s payment service provider or with another payment service provider:
-
execution of direct debits, including one-off direct debits,
-
execution of payment transactions through a payment card or a similar device,
-
execution of credit transfers, including standing orders.
According to the Annexes to the Directives on payment services in the internal market:
According to the Annex to the Directive 2015/2366/EU on payment services in the internal market
3.
Execution of payment transactions, including transfers of funds on a payment account with the user’s payment service provider or with another payment service provider:
a)
execution of direct debits, including one-off direct debits;
b)
execution of payment transactions through a payment card or a similar device;
c)
execution of credit transfers, including standing orders.
4.
Execution of payment transactions where the funds are covered by a credit line for a payment service user:
a)
execution of direct debits, including one-off direct debits;
b)
execution of payment transactions through a payment card or a similar device;
c)
execution of credit transfers, including standing orders.
the provision of credit for a maximum period of 12 months and exclusively in connection with the payment service referred to in point 4.
5.
issuing of payment instruments
acquiring of payment transactions
7.
Payment initiation services
Annex of Directive 2007/64/ES on payment services in the internal market:
3.
Execution of payment transactions, including transfers of funds on a payment account with the user’s payment service provider or with another payment service provider:
-
execution of direct debits, including one-off direct debits,
-
execution of payment transactions through a payment card or a similar device,
-
execution of credit transfers, including standing orders.
According to the Annexes to the Directives on payment services in the internal market:
According to the Annex to the Directive 2015/2366/EU on payment services in the internal market
3.
Execution of payment transactions, including transfers of funds on a payment account with the user’s payment service provider or with another payment service provider:
a)
execution of direct debits, including one-off direct debits;
b)
execution of payment transactions through a payment card or a similar device;
c)
execution of credit transfers, including standing orders.
4.
Execution of payment transactions where the funds are covered by a credit line for a payment service user:
a)
execution of direct debits, including one-off direct debits;
b)
execution of payment transactions through a payment card or a similar device;
c)
execution of credit transfers, including standing orders.
the provision of credit for a maximum period of 12 months and exclusively in connection with the payment service referred to in point 4.
5.
issuing of payment instruments
acquiring of payment transactions
7.
Payment initiation services
Annex of Directive 2007/64/ES on payment services in the internal market:
3.
Execution of payment transactions, including transfers of funds on a payment account with the user’s payment service provider or with another payment service provider:
-
execution of direct debits, including one-off direct debits,
-
execution of payment transactions through a payment card or a similar device,
-
execution of credit transfers, including standing orders.
According to the Annexes to the Directives on payment services in the internal market:
According to the Annex to the Directive 2015/2366/EU on payment services in the internal market
3.
Execution of payment transactions, including transfers of funds on a payment account with the user’s payment service provider or with another payment service provider:
a)
execution of direct debits, including one-off direct debits;
b)
execution of payment transactions through a payment card or a similar device;
c)
execution of credit transfers, including standing orders.
4.
Execution of payment transactions where the funds are covered by a credit line for a payment service user:
a)
execution of direct debits, including one-off direct debits;
b)
execution of payment transactions through a payment card or a similar device;
c)
execution of credit transfers, including standing orders.
the provision of credit for a maximum period of 12 months and exclusively in connection with the payment service referred to in point 4.
5.
issuing of payment instruments
acquiring of payment transactions
7.
Payment initiation services
Annex of Directive 2007/64/ES on payment services in the internal market:
3.
Execution of payment transactions, including transfers of funds on a payment account with the user’s payment service provider or with another payment service provider:
-
execution of direct debits, including one-off direct debits,
-
execution of payment transactions through a payment card or a similar device,
-
execution of credit transfers, including standing orders.
According to the Annexes to the Directives on payment services in the internal market:
According to the Annex to the Directive 2015/2366/EU on payment services in the internal market
3.
Execution of payment transactions, including transfers of funds on a payment account with the user’s payment service provider or with another payment service provider:
a)
execution of direct debits, including one-off direct debits;
b)
execution of payment transactions through a payment card or a similar device;
c)
execution of credit transfers, including standing orders.
4.
Execution of payment transactions where the funds are covered by a credit line for a payment service user:
a)
execution of direct debits, including one-off direct debits;
b)
execution of payment transactions through a payment card or a similar device;
c)
execution of credit transfers, including standing orders.
the provision of credit for a maximum period of 12 months and exclusively in connection with the payment service referred to in point 4.
5.
issuing of payment instruments
acquiring of payment transactions
7.
Payment initiation services
Annex of Directive 2007/64/ES on payment services in the internal market:
3.
Execution of payment transactions, including transfers of funds on a payment account with the user’s payment service provider or with another payment service provider:
-
execution of direct debits, including one-off direct debits,
-
execution of payment transactions through a payment card or a similar device,
-
execution of credit transfers, including standing orders.
According to the Annexes to the Directives on payment services in the internal market:
According to the Annex to the Directive 2015/2366/EU on payment services in the internal market
3.
Execution of payment transactions, including transfers of funds on a payment account with the user’s payment service provider or with another payment service provider:
a)
execution of direct debits, including one-off direct debits;
b)
execution of payment transactions through a payment card or a similar device;
c)
execution of credit transfers, including standing orders.
4.
Execution of payment transactions where the funds are covered by a credit line for a payment service user:
a)
execution of direct debits, including one-off direct debits;
b)
execution of payment transactions through a payment card or a similar device;
c)
execution of credit transfers, including standing orders.
the provision of credit for a maximum period of 12 months and exclusively in connection with the payment service referred to in point 4.
5.
issuing of payment instruments
acquiring of payment transactions
7.
Payment initiation services
Annex of Directive 2007/64/ES on payment services in the internal market:
3.
Execution of payment transactions, including transfers of funds on a payment account with the user’s payment service provider or with another payment service provider:
-
execution of direct debits, including one-off direct debits,
-
execution of payment transactions through a payment card or a similar device,
-
execution of credit transfers, including standing orders.
According to the Annexes to the Directives on payment services in the internal market:
According to the Annex to the Directive 2015/2366/EU on payment services in the internal market
3.
Execution of payment transactions, including transfers of funds on a payment account with the user’s payment service provider or with another payment service provider:
a)
execution of direct debits, including one-off direct debits;
b)
execution of payment transactions through a payment card or a similar device;
c)
execution of credit transfers, including standing orders.
5.
issuing of payment instruments
acquiring of payment transactions
Annex of Directive 2007/64/ES on payment services in the internal market:
3.
Execution of payment transactions, including transfers of funds on a payment account with the user’s payment service provider or with another payment service provider:
-
execution of direct debits, including one-off direct debits,
-
execution of payment transactions through a payment card or a similar device,
-
execution of credit transfers, including standing orders.
According to the Annexes to the Directives on payment services in the internal market:
According to the Annex to the Directive 2015/2366/EU on payment services in the internal market
3.
Execution of payment transactions, including transfers of funds on a payment account with the user’s payment service provider or with another payment service provider:
a)
execution of direct debits, including one-off direct debits;
b)
execution of payment transactions through a payment card or a similar device;
c)
execution of credit transfers, including standing orders.
5.
issuing of payment instruments
acquiring of payment transactions
Annex of Directive 2007/64/ES on payment services in the internal market:
3.
Execution of payment transactions, including transfers of funds on a payment account with the user’s payment service provider or with another payment service provider:
-
execution of direct debits, including one-off direct debits,
-
execution of payment transactions through a payment card or a similar device,
-
execution of credit transfers, including standing orders.
Art. 2(1) Act No. 492/2009 Coll. on Payment Services:
c)
execution of payment transactions, including transfers of funds from or to a payment account with the user’s payment service provider or with another payment service provider
1.
by credit transfer;
2.
through a payment card or another payment instrument;
3.
by direct debit;
d)
execution of payment transactions with funds covered by a credit for a payment service user
1.
in the form of an authorised overdraft on the payment account, namely
1a.
by credit transfer;
1b.
through a payment card or another payment instrument;
1c.
by direct debit;
2.
in form of a credit facility through a payment card or another payment instrument
g)
issuing or receiving a payment card or another payment instrument.
According to the annexes to the directives on payment services in the internal market in connection to the article 3 (1) of Directive 2009/110 / EC on the taking up, pursuit of and prudential supervision of the business of electronic money institutions:
According to the annexes to the directives on payment services in the internal market in connection to the article 3 (1) of Directive 2009/110 / EC on the taking up, pursuit of and prudential supervision of the business of electronic money institutions: